The man calls out from the other side of the door and orders her to open it. He isn’t going anywhere. Natalie bites her nails nervously, unsure of what to do, before finally letting out a sign and opening the door to face him. An intimidating man, with massive biceps, is holding two empty duffel bags. He looks very irritated, cursing at her under his breath before diving into a prepared script. ‘My name is Tony,’ he says. ‘I’m with Flexline Repossessions. I’ve come to collect your possessions to compensate for the student loan you’ve defaulted on … but I’m sure you already know that!’ Natalie looks crestfallen. She tries to reason with him, saying she is starting a new job soon and she should be making payments again by the end of the month. Tony listens and smiles sympathetically. ‘Good, then that means this will be the last time I have to do this,’ he replies, pushing past the doorway and walking into her room. The camera lingers on Natalie’s face as she slowly turns around and closes the door behind him.

CUT TO TITLE PLATE

He inspects some items closely, while tossing others directly into his duffel bags. The possessions he doesn’t take are put back haphazardly, leaving a trail of destruction in his wake. Natalie tries to interject occasionally — especially when he touches a gift from her boyfriend or a family heirloom — but he largely ignores her protests

As Tony works, he begins to pause more frequently to ogle and elicit reactions from Natalie. It becomes clear to her that he is spending less time on this job and more time trying to make her uncomfortable. Through his POV, we see the repo man staring at the girl’s body while he laughs at the position she’s gotten herself into; asks about the sentimental value of certain possessions; and begins to make crass, lewd gestures to try and offend her. He sniffs her underwear as he bags it; comments on a photo of her mom; and asks if her boyfriend satisfies her after discovering a dildo in her drawer. Throughout the ordeal, Natalie tries to remain calm and polite. She just wants to get it over with it, even when he gets right up in her face to intimidate her.

When he finally finishes, he takes stock of what is inside his bags and then remarks that it isn’t going to be enough to cover what she owes. She starts to cry. Glancing out the window, he notices the car parked in her driveway. ‘Is that car yours, the red one?’ He asks. Natalie’s eyes well up in desperation as she feebly tries to hold Tony back. ‘Please don’t take my car,’ she begs him. ‘I need it for my new possessive Desperate Broke College Girl Gives Up Her Body To Repo Man job. If you take it, I’ll never be able to pay back the rest of the loan. PLEASE! You already took everything else!’ Tony is unwavering, clearly enjoying her breakdown. ‘Well,’ he says slowly. ‘There is one other possession I could take instead.’

[Read less]